Simplified health insurance policies
In April 2019 private health insurers moved to a more simple and standard way of categorising their policies.
All health fund policies are now classified into one of four categories – Gold, Silver, Bronze or Basic. This enables policy holders to more easily compare policies between funds and to understand what is covered by your policy.
Costs For Admission
Costs for admission and day patient care vary according to the type of policy and excess chosen.
Prior to admission our staff will confirm the patient’s cover with the health fund and provide a summary of the estimated out of pocket costs associated with the admission. These charges are payable on discharge.
Upgrading the level of private health insurance cover
If the patient requires admission for mental health services and this is not covered by their current health insurance policy, they may have the option to upgrade their level of cover. In accordance with Government legislation there is a once only opportunity to upgrade the health insurance policy and apply for the “mental health wait waiver”. This allows the health cover to be upgraded without serving the two month waiting period usually required for psychiatric cover to apply.
For further information on health insurance cover can be obtained from the health fund provider or our helpful administration staff. Information on the wait waiver is also available on The Department of Health website.